How exactly you came to this life - it does not matter. Perhaps the company where you worked suddenly went bankrupt, a friend who borrowed a large amount of money suddenly disappeared, you quarreled with the other half and found that your wallet was empty. And tomorrow pay rent or mortgage.

Do not panic. There is always a way out.

1. Sell unnecessary

Get rid of clothes, bags, accessories, equipment that you do not use often. In a crisis situation, you can keep only what you need.

Things will have to be put up for sale at an online flea market at a low price, otherwise they won't sell quickly. But there is no other way out.

You can also go to a thrift store or pawnshop. This is a less profitable but quicker way to get your belongings back on track. Keep in mind: yours at the pawnshop is likely to be priced very cheaply, given its wear and tear. And to redeem it, if there is such an opportunity and desire, will have to at a higher price.

But in any case, it is better than taking a microloan at insane interest.

2. Rent out something

Examine the ads: what exactly others are renting and what is in demand. If you are fortunate enough to live in a tourist-attractive place, offer a room in an apartment or an entire apartment (live with friends or relatives).

You can even rent out photographic equipment, evening dresses and accessories, your photogenic purebred dog for photo shoots, and so on.

3. Offer fast social media services

Ask yourself: what exactly are you good at doing? Through word of mouth or Avito, you can try to find customers for a lot of services:

1. Spring-cleaning.
2. Walking dogs, overexposure of animals (cats, hamsters) and birds during the departure of the owners. Also, paid overexposure is usually needed by volunteer groups involved in the treatment and accommodation of stray animals.
3. Looking after the cottage or house.
4. Plumbing fixing, minor home repairs.
5. Manicure, hairstyle and other beauty services.
6. Setting up and repairing computers.
7. Legal advice (especially related to purchases related to consumer protection).
8. Photoshoot. If you are not a pro, admit it honestly, explain that you are building a portfolio for yourself, and therefore set a low price.
9. Delivery of a tired driver home from the restaurant. Car owners can officially (by joining a taxi service) or unofficially (just by being on duty at drinking establishments) to earn extra money on the delivery of celebrating citizens. But calculate all the costs and consider the risks.
10. Writing congratulations, transcribing texts, proofreading.

Declare yourself as loudly as possible. If possible, talk about your adversity.

You will be able to experience for yourself whether the theory of six handshakes really works. Surely among your acquaintances there will be those who will agree to place you temporarily at work.

4. Become a donor

If, of course, health allows. For a portion of blood, you will be offered free food, or a reward - 5% of the subsistence level established in your region. Detailed prices can be obtained from blood centers.

When donating blood on a paid basis, donor payments vary from 8 to 45% of the regional subsistence minimum. The fee depends on the blood group and on what components you donate (blood, plasma, platelets, erythrocytes, leukocytes).

5. Make some money on the Internet

You can earn extra money online on reviews: some well-known sites pay for them. You can also put likes and dislikes, increase views, join groups, repost, leave comments on social networks. The payment is not high: on average, up to 1 ruble for one task.

6. Get your hands on it

Gingerbread cookies, scrapbooking, knitwear and toys - all this is sold with a bang through social networks, especially on holidays. If you set a reasonable price, of course. On the Web, you can find a lot of instructions for making exclusive things and.

7. Take a part-time job

Sometimes temporary vacancies are formed. You can earn extra money as a janitor, cleaner, waiter, courier, animator. Check the ads often: perhaps someone is urgently looking for just such a specialist like you.

How not to run into scammers

Sergey Denisenko

Leading specialist of the SuperJob press service.

The first and foremost rule: don't give your money away. If, in the process of finding a job, you are asked to pay for something, buy or are offered some kind of scheme, as a result of which you will give your money, immediately stop communicating with this “company” and forget about it forever.

You are looking for a job to make money, not give it away. This is the first sign of fraud. Yes, you can pay for writing, translating a resume into a foreign language, training or career counseling. But these services are always openly offered, and the corresponding amounts are announced.

Pay attention to the requirements of the employer.

They won't pay half a million to a person without work experience. Don't be naive!

The higher the salary, the more requirements the employer will make. He pays to keep his business running and making money.

Freelance cheating schemes are common on the internet. have mastered this method of luring money: applicants are offered to leave a large amount as a guarantee that they really will not let you down and will do the assigned work. Or they ask to transfer a certain amount "to open an electronic wallet", to which the salary will allegedly be transferred later. And disappear. This goes in tune with the main rule: don't give your money away.

It is also possible to come across very attractive vacancies without specifying the contact information of the employer. To contact the HR, you will be asked not to send a resume, but to make a call or send an SMS message, after which a certain amount will be debited from your mobile phone account.

Another option: you receive a letter from a supposedly large and reputable organization, where you are informed that your candidacy has passed the competitive selection for admission to the state. However, in order to comply with all the formalities, you need to register on the site. For registration, it is proposed to send an SMS - of course, the message is paid.

Therefore, use proven resources and adequately evaluate the offers of employers.

8. Create a financial cushion

This, of course, is not a way to make money quickly, but a salvation from force majeure situations. As soon as you get out of the financial hole, immediately start creating.

The money should be enough for at least three months of your usual life, and better - for six months.

Where to begin? From the simplest: to make a strong-willed effort and start saving money from the next paycheck. It's better not to get to the bottom anymore.

Choosing a path in life, young people quite often want not only to find a job for themselves, but also to ensure a decent existence for themselves and their families in the future. Fortunately, there are more than enough opportunities for this today. And at the same time, you can earn quite good money in a completely legal way, calmly doing what you love. The main thing is that this business, if possible, be included in the list of professions that lead the ratings of the highest paid.

Interestingly, these lists can vary significantly from country to country. So, you will be surprised, but in Europe and America, doctors earn the most, namely, surgeons and anesthesiologists. Our medical professionals are also included in the list of prestigious specialties, but they are not at the head of them. At the same time, in Russia, they receive the most chief doctors of large medical centers and private clinics... Also high salary for dentists practicing in paid offices.

In Germany, the profession of a social worker is consistently on the list of the highest paid. It's very difficult for us to even imagine. But Mongolia or Cambodia can earn the most in the agricultural sector.

But this is, as they say, extremes. And often they are far from our Russian realities.

And how are we?

Of course, some may also aim to work abroad. But the overwhelming majority of graduates of Russian schools are still employed in their country. Therefore, the university must be chosen based on the specific situation that has developed at the moment in the Russian labor market.

According to analysts, today the highest salaries in Russia are observed among representatives of the following professions:

What specialty should you choose? And how do you learn to make really good money?

Expert opinion:

“You have to study any specialty. There are two types of careers: vertical (moving through the hierarchy levels) and horizontal (improving oneself as a specialist). For the vast majority of people, only a horizontal career is real. There are not so many positions of managers and bosses. People from childhood should imagine that everyone cannot be leaders ”, - VL Vidro, head and founder of the Dipol Business School.

This advice is very valuable. Indeed, rushing to the heights of power is often not the most correct tactic. There are not so many places at the trough, and in order to get through to it, you need connections. It is much easier to start making good money by becoming an indispensable specialist in any fairly narrow field. Especially if it is one of the professions mentioned above.

blog. site, with full or partial copying of the material, a link to the source is required.

How can you make money? This question worries many, but only a few know the answer to it.

It is believed that making money is a difficult job, which is accompanied by incredible efforts. Such beliefs are passed on from generation to generation.

However, there are a huge number of ways to make money that absolutely everyone can use. You don't need to have outstanding intelligence or connections.

Money from everything

Earn material values ​​on everything that is around you: on advertising, real estate, transport and much more.

Absolutely everyone, despite their mindset and talents, is able to find sources of income.

How to make money for an ordinary person

From childhood, many hear the following instructions: make money by long, monotonous work. That is why most of the people prefer to earn by hired labor.

The standard scheme looks like this: a person receives an education, gets a job, works there for a long period of time in the hope of career growth and material well-being.

However, in the end, the majority gets an uninteresting, hopeless job. Life becomes dull and monotonous.

There are exceptions when a person manages to achieve great results. But in such cases, people are either geniuses or have good connections. For this reason, the traditional ways of earning money for a common man in the street are hope without a chance to come true.

Freelance

How can you make money? There is a great option - freelancing. Freelancer representatives: copywriters, notaries, lawyers, programmers.

There are many advantages of this work:

• Only you decide when to work and when to rest;
• You don't have a boss;
• You do not bear any responsibility, except for the obligation to do your job well;
• The ability to work remotely.

Freelancing is undoubtedly a unique way to boost your income. But such work cannot be called publicly available. To make big money in this area, you need to have a number of qualities and skills.

In addition to the main responsibilities, a freelancer must understand:

• in marketing;
• be able to find a common language with people;
• monitor your reputation;
• have willpower.

The last point is very important, since many people are unable to properly organize their working hours. In addition to all of the above, a freelancer is in constant search of work. Such a life does not suit many.

Small business

If you have certain entrepreneurial inclinations, you can try to open your own business. This requires a business idea, initial capital and the ability to work around the clock to achieve the set goals.

Few can start making a profit in this way. Only a few are achieving success in this area. You should also be aware that when building a business with a small budget, it will be extremely difficult to compete with stronger opponents.

The conclusions can be made as follows: in order to make money, an ordinary person needs to have talent and great desire. But in this case, what should the rest of those who are not distinguished by outstanding abilities and willpower do? There is one special way that will allow everyone to earn.

Special income

Binary Options Exchange and Forex is a way to increase your income. There is a huge amount of advertising on the Internet that says: make huge money is easy and simple!

However, this earnings should be approached carefully and wisely, otherwise you can lose all your savings.

What not to do on exchanges:

• You should not blindly trust your intuition when determining the rise in asset prices. It is impossible to blindly guess the direction or exit the market correctly;
• Start working without thorough preparation and strategy.

What you need to start making profit on the exchange:

• Develop a strategy that will allow it to work correctly. Each trader has a specific list of rules that must be followed in order to receive income;
• Find a professional trader who can teach all the basics of working on the exchange. Unfortunately, such specialists are reluctant to share their knowledge. This is because they cannot afford to waste their time. If they do create trainings to educate beginners, then such consultations cost good money and are not available to everyone. Those strategies that are freely available on the Internet are not even worth attention, since they are written to order by people who are far from stock trading.

First steps towards increasing income

1. First, you need to decide on the exchange on which the work will take place. Then you need to learn the basic concepts and terminology that are common on the exchanges.
2. The next step is to study the trading strategy. The last step is to choose a reliable broker.

For many people, the most pressing question is: how to make money for an apartment? If you spend a little time studying theoretical material, then it is quite possible to make money on your dream on the stock exchange.

Experience value

Where is it possible to make money? All over. Just before giving your preference to a certain activity, it is necessary to evaluate not only the expected income from a certain activity, but also the experience that will be acquired and which can be subsequently applied.

Raising capital

Before you start decisive action, you can perform certain rituals that will contribute to success.
There are several secrets that will help improve your financial situation:

1. The mood for success. into your life? Thinking needs to be changed. Everything . If a person thinks and talks about poverty, then he will never become rich. The first step is to start thinking positively.
2. Self-esteem. Where is it possible to make money if self-esteem is poor? It is difficult to come up with such an activity. That is why the level of self-esteem in achieving the cherished wealth plays an important role. If you find it difficult to deal with your insecurity, you can resort to meditation. This is a great practice that allows you to discover your true feelings and possibilities.
3. Correct actions. How to attract money into your life? Only through work and perseverance. While life-affirming thinking undoubtedly helps to ease the path to prosperity, it will not solve anything without some action.
4. · Correct assessment of your work. Never work where your ability is not appreciated. If the chosen field of activity does not bring the necessary financial resources, you should think about changing the profile. In such cases, it will not be superfluous to acquire a new profession. All the costs associated with retraining after a while will be able to pay for themselves with interest.
5. How much does it take to be happy? To attract money, you need to determine what salary per month would suit you. If you constantly ask yourself the question: how to make money for an apartment, the amount will be one. If for your good mood you only need a good rest abroad several times a year, another. Having determined the desired amount, you should not strive to achieve the desired in the shortest possible time. You should not strive to get a one-time large sum. You need to stick to a place where earnings will be permanent.
6. The right investment. How to make money for an apartment? Correctly invest the available funds by thinking through an action plan and analyzing investment objects.
7. Visualization. How to attract money into your life? Correctly present your dream in all colors and details. However, one should not think about possible difficulties and obstacles on the way to achieving cherished goals. You only need to imagine the end result. It is necessary to visualize images daily. But do not force yourself, the process should proceed easily and naturally, only in this case the effect will be visible.
8. Energy resource. Money is a kind of energy. Material means go only to energetic and purposeful people. How to attract money into your life? You need to increase your energy.

Signs

In addition to a number of effective techniques, there are signs for money. Since ancient times, people believed that certain actions can either improve material well-being or completely ruin a person.

How to attract money to yourself? You should remember the main signs for money that have been carried out since ancient times:

• You need to sweep the floor only from the threshold, so as not to sweep the goods out of the house;
• You cannot sweep in the evening, as happiness is swept out;
• If you throw out the garbage in the evening, they will get robbed;
• You cannot sweep in one apartment with several brooms, as this can lead to poverty;
• Whistle in the house - call poverty;
• If you whistle next to a person, you can get all the money out of him;
• You can't leave money on the table for the night, otherwise you will be poor;
• Empty bottle on the table to poverty;
• To wash the floors after sunset - to wash out well-being;
• You can not stand on the threshold so as not to interfere with the penetration of well-being into the house;
• It is necessary, as far as possible, to help those who load the basket (cart, cart, etc.). Unloading is not recommended;
• The debt should be paid in the morning;
• Nails should be trimmed on Friday or Tuesday;
• In cloudy rainy weather, nothing should be taken out of the house;
• You cannot put money on the table, this leads to losses.

Money rituals

How to attract money to yourself? Ancestors believed that money loves certain actions that are carried out on it:

• Pocket money should be counted three times a day;
• The money for the planned expenses is recalculated every Friday evening;
• Newly received funds are recalculated immediately upon receipt, then they should be taken to the house and put in a dark place for a day;
• You need to count money alone.

How to attract money to yourself? This question is being asked by many. You should not avoid unconventional methods that were used by our ancestors. However, believing exclusively in their power, without taking any action to achieve your desires, is foolish.

Only by defining the type of activity that will not only bring material well-being, but also peace of mind, you can become a truly rich person.

How can you make money during the crisis in Russia and what to do

Dmitriy

May 4, 2016

Heading:

Hello everyone, dear blog readers! Today I am publishing a rather interesting article on the topic of the day, in which our today's guest will tell you how you can make money in a crisis, and share his vision of what to do if everything is very bad in the near future.

In general, I was honestly gotten by the alarmists around, who shout that things are bad, there is a crisis in the yard, and so on and so on. Shout "Help!" everyone can, but not everyone can say what exactly needs to be done in a deteriorating economic situation, and how if something, it will be possible to earn money for yourself, at least for a living.

So, here's an interesting article from Denis Zaitsev.

The crisis in Russia - there is less and less money

Even if oil starts to cost $ 200 a barrel tomorrow, this will not change. This will fill the budget, but it will not launch the economy. It is practically nonexistent. The main difficulty of this crisis is that it is very slow, prolonged, and most importantly, systemic. At the moment, a situation has developed that was described by V.I. Lenin as a classic revolutionary: the upper classes cannot rule in a new way, the lower classes do not want to live in the old way.

The conditions and rules offered by the state for manufacturers and businesses are unacceptable. It is impossible to conduct business honestly and transparently with minimal investment and make a profit at the same time. And the state will not accept the necessary conditions for manufacturers and business. Because this will require political reforms. Here there is a discrepancy between socially productive forces and socially productive relations.

And this is unlikely to change in the next three to five years. A change in the political and economic course of the state will be required. And for this, the contradictions must become more acute.
Therefore, citizens during the crisis will have to survive on their own. Without the support and obsessive care of the state. The times to come will be much more difficult for people than the past 90s of the last century. For a variety of reasons.

In the nineties, in Russia, there was an industrial and economic infrastructure. Production facilities, enterprises, power grids. Now they are worn out by more than 80%. Of those that remained. There was a large stock of human resources. Engineering, technical and working specialties. Which is now exhausted.

In the nineties, the state actually aloof itself from managing the lives of citizens. This gave great freedom in entrepreneurial activity. Cooperatives and artels were created ... Now the state will intervene very actively and toughly, trying to maintain control. The creation of a national guard is one of the steps for this.

In the nineties, Western countries actively tried to help the citizens of the USSR. This time, you can't count on it. The credit of trust has been exhausted. It is one thing to help people who were closed behind the "Iron Curtain" and lived according to special laws. They sympathized with the citizens of the Soviet Union. Another thing is people who supported their state in unmotivated aggression and violation of international treaties. The reputation of the citizens of Russia is badly damaged. Bananas will be remembered as the Motherland, the inscriptions "Obama is a schmuck", "1945 - may remind", etc.

In the 90s, there was a prospect for the future. It was clear in which direction to move. Now this vision is not, sitting at home - it will not work out.

What to do during a crisis

What activities can provide sustainable well-being and help you get through tough times? If there is a local apocalypse in the yard, this is not a reason to live badly.

So, a few ideas for making money in a small town

1. Do not consider it black humor, but the most profitable legal business will be funeral services.
2. The second most cynical and profitable will be pawnshops.
3. If we leave this type of business outside the brackets, then the most popular and profitable will be all types of repair work. It will be difficult for people to acquire new things, which means it will be necessary to extend the life of the old ones.
4. The most cost-effective will be auto repair shops.
5. The second after car repairs will be consumer electronics repair... Mostly computers and cell phones.
6. Household appliances repair workshops. Especially refrigerators and washing machines.
7. The professions of tailors and shoemakers will be in demand. Accordingly, various atelier for sewing and repairing clothes.
8. Given the availability of free funds, it will be very promising purchase of various tools: files, drills, drills and punchers, sewing machines. Everything that the artisan people need. Production tools and consumables for them.
9. A separate topic - medicine and medical services... General practitioners, dentists, nurses. In the format of private practice, and various services.

It will be profitable to purchase lots and retail of inexpensive and rare drugs, antibiotics, analgesics, cardio drugs and insulin. As well as dressings, syringes, droppers. The doctors themselves will buy and sell.

In general, the sphere of trade will be greatly reduced. Now almost 35% of the population is involved in trade. In the future, the number of people employed in trade may decrease by more than three times.

• It will be profitable in private houses, summer cottages small-scale animal husbandry... Breeding rabbits, for example.
• The problem of food at affordable prices will become acute. This means that trade with the countryside and the countryside will become profitable.
  Three quarters of the population are urban dwellers. And they will need to be fed.
  People will be needed who will buy food from private farmsteads, transport them to the city from the countryside and sell them. Accordingly, to bring to the village what the peasants always need.
• Home kindergartens. Parents will have to work hard. And the children will have to be left with someone. A little later, with a very bad development of events, teachers will be in demand. Education will continue to be a prerequisite for future well-being. Here's an idea for you how to make money with almost no investment.
• The production and installation of durable doors, window bars, and reliable locks will again become in demand. Street crime will rise sharply and everything that ensures personal safety and home protection will be in demand.

If the crisis is strong

in two years, good guards will be required. But not the current format, but something close to the American sheriffs.

The state authorities will not have time to protect public order. In cities and even more so in villages. Residents will begin to hire strong and resolute men who, for the money of residents, will monitor safety.
Because in difficult times, many different evil spirits are brought to the surface.

Various autonomous energy systems... Anything that will be able to generate electricity and. It is quite possible that the production and sale of compact stoves - "stoves" will be in demand.

And this is not in anticipation of a zombie apocalypse. Gas and heating prices may soon become prohibitive. There will simply be nothing to pay for them. Especially the unemployed. This is happening now. The number of people burnt and killed by fire has increased dramatically this year. The reason for the fires is the use of homemade stoves. Gas was cut off from people for non-payment of utility bills. And in the winter they had to somehow warm up. Gas is a product sold to the population by the state. And the state will not stand on ceremony with those who use its goods for free. Which, by the way, can be sold for currency.

The introduction of new "services" of energy networks is to be expected soon. The population may well be obliged to pay the same for the maintenance of these networks - wires and pipes laid to the house. And the network infrastructure is very worn out.
Which will make various technicians and engineers in demand.

by the way, about creative people

A separate conversation for "creative" people

One of the ways to earn money in difficult conditions is the organization of "apartment owners", home screenings, or the organization of "salons". Something that can always be imagined as a house party and what can be done on.

As usual, there will be many criminal and semi-criminal activities. Starting from moonshine and smuggling, and ending with robbery, arms and drug trafficking.

Living standards will steadily decline in the coming years. And you have to be ready for this. And prepare now. Although it was worth starting yesterday.

And we will have to create the "new economy" ourselves. And this means that it is necessary to be useful, necessary and in demand for the people among whom you live.

Investing in a crisis

The easiest way is currency. Euros and dollars. But there is always the possibility that the state will either significantly restrict the circulation and exchange of currency, or even simply ban it. And at one fine moment, you can, completely unexpectedly, become a criminal currency dealer.

Although this will cause the value of the currency and the emergence of a "black market".

I also don't see gold as a convenient way to preserve and increase finances. Due to its low liquidity. It will be very difficult to implement and convert it into something necessary. And again, there will always be a threat of state confiscations.

In my opinion, the most reliable investment in this period is investment in the means of production. That, with the help of which it is possible to create "surplus value". With the help of which it is possible to make money.

If you invest in real estate, then only in objects that can become premises for small-scale production and repair - capital garages and treasures.

And also tobacco and salt - something that will be in constant demand, which means it can replace money.

A particularly good investment is in vocational education. Mastering the basics of a useful craft.

Get ready now

There will be a difficult period that will reformat everything. And the types of business, and the relationship of people to each other and the state.
Relationship with the state is generally a separate conversation. It flies overhead, "somewhere between Orsay and Prado", negotiates with Bolivia about "not being the first to place weapons in space."

The state is frankly not up to the citizens. We interfere with him. We ask about pensions, remind about salary delays ...
Even if now citizens begin to introduce a parallel currency, it will not notice it. It itself has long lived and counted in euros and dollars.

Here is such a difficult text I have today for you, dear readers! What do you think about the material? I ask you to publish your comments below, I think that Denis will be happy to comment on certain issues. Well, if the article is interesting or useful for you, I ask you to share it on your favorite social network by clicking the button below. And of course, subscribe to blog updates - there are tons of interesting things ahead!

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How can you make money with your own hands? What can be resold profitably over the Internet? In which area is it better to do business and make a lot of money?

Everyone can open their own business. EVERYONE has assets that will make a profit if invested wisely. It's not just about money: no less valuable capital is abilities, talents, ambitions and personal time.

With you Denis Kuderin is an expert on financial and economic topics of the HeatherBober magazine. I will tell, what to do to make money what areas of business are most relevant right now and I will name the main reasons that prevent novice businessmen from getting rich.

You will also learn where to get money for business development, which products are best sold through an online store and which areas of entrepreneurship do not require financial investments.

Prepare your pockets: you'll be rich soon!

1. We open our own business - we change our life for the better

Working for yourself mobilizes a person's abilities and reveals his potential. When you realize that your well-being is in your hands, the world around you magically changes. You become the master of your life and no longer go with the flow.

The choice of business areas is not limited by anything: any abilities can and should be converted into money, it would be desire, time and patience.

It doesn't matter what you decide to do - teaching Chinese on Skype, trading online, making and selling cakes at home, on Instagram or on YouTube - you will work for yourself, not for your uncle.

If someone tells you that you need to be born a businessman, do not believe... From birth, a person already has his own enterprise - this is himself. Invest in yourself, and your company will definitely make a profit!

I will list a few more advantages of working for yourself:

• you yourself appoint and give yourself a salary- the amount of income depends only on you;
• free schedule- irregular working hours and vacations not when they were allowed, but when they themselves wanted to rest;
• you make the rules yourself- in what clothes to go to work, what time to get up and when to finish;
• no bosses- only internal discipline.

If you can't succeed in one direction of entrepreneurship, just change your occupation. If you have not wondered, this does not mean that it is time to return to the office: start creating websites for money or making soap at home. The main thing is not to be lazy!

And don't make one of the most common mistakes aspiring businessmen make - do not confuse freedom of action with slovenliness and irresponsibility... For an entrepreneur, discipline is the foundation of success. Like patience and hard work. Rubles and dollars will not fall into your account by themselves. They need earn.

Do you need initial capital? It depends on the type of your activity. If you open a store, you have to pay rent, buy goods - you won't be able to start such a business without investments.

The same applies to production activities - you need equipment, raw materials, a workplace. But it is not necessary to buy production tools and (machines, transport) - you can lease or rent them.

Selling KIBS does not require direct cash investments. However, productivity will increase if you spend time and money on training and education. There is competition in all spheres of business, and additional knowledge has not hindered anyone yet.

You will find more information on choosing a field of activity in the article "".

2. In what area can you make a lot of money

There are no areas that would guarantee one hundred percent success for everyone. But there are niches that definitely have money.

Let's talk about them in detail.

1) Sale of goods and services

It is the most widely accessible and popular business on the planet. To trade, you do not need to be seven inches in the forehead, since the main principle of trade is known even to the aborigines of New Zealand - buy in one place in bulk and at a lower price, sell at another at retail and at a higher price.

Consumer goods that people need every day - food, clothing, footwear, hygiene items, cosmetics, detergents - bring stable profits. Household appliances, computers, smartphones are also high-demand goods.

For modern sellers an additional sales channel appeared - the Internet... There are stores that work only on the network and are focused exclusively on network traffic. Owners do not need to spend money on renting a retail space, equipment, or hiring sellers. You only need a well-designed website and effective promotion of this resource in search engines.

It is advisable to sell goods via the Internet that are difficult to buy offline - for example, clothes of a certain brand, Chinese products bought in bulk from manufacturers, piece, exclusive products and hand-made products.

You don't have to sell tangible goods. Implement services intellectual or physical and take for it as much as you estimate your abilities.

There are thousands of types of services - remote accounting, legal advice, tutoring, cargo transportation, shoe and household appliances repair, dog walking and training, interior design.

2) Production

The production area requires a serious approach and, in most cases, money investments. The amount of the initial capital depends on the scale of production.

What are we going to produce? Everything that is in demand: handicrafts, building materials, designer soap, printing products, Christmas tree decorations, furniture, pottery, souvenirs.

Production requires premises. Sometimes a free room in an apartment is suitable for these purposes, but it is better if this is a full-fledged workshop - or in a summer cottage.

3) Internet Marketing and Social Media Business

The most promising direction is mainly due to the huge consumer audience and the variety of options. They sell goods and services through the Internet, earn money here on blogs, groups in social networks, video channels and their own websites.

I have several dozen acquaintances who work exclusively on the Internet. Three of them have online stores selling Indian jewelry and incense, heating equipment, elite horse feed.

Others are engaged in: web design, website promotion, writing articles, editing, editing texts for the State Duma, making money on affiliate programs and in social networks, selling football predictions.

None of my friends will trade “unstable and unreliable” (according to the stable common opinion) work in the network, for hired labor in an office or in a company. Freedom is the kind of thing that you quickly get used to.

4) Farming

The earth and what it gives are enduring values ​​that humanity will always need, regardless of the level of development of digital technologies. People who feed others deserve respect from me personally.

The state also treats them favorably - in the first 5 years of running a farming business, the income of entrepreneurs is not taxed, as well as grants, subsidies and subsidies to farmers from municipal and federal structures.

The farming business is a long-term investment. The average payback period is 1-2 years. Approximately so much is needed to harvest and sell it. Revenues are highly dependent on weather conditions and established distribution channels.

3. What to do to make money - TOP-9 working ideas for a novice businessman

With the directions sorted out, it's time to talk about specific ideas.

This is just a small list of business projects that have already been successful for thousands of businessmen before you. If others have succeeded, then you have excellent chances too!

1) Organization of road transport

Such a business requires a truck - it doesn't matter if it's your own, trusted, rented or leased. Freight transport is in demand all year round- people move from place to place, acquire bulky items that cannot be transported in a car.

Enterprises are also moving and expanding, transporting goods for production, etc.

If you are aiming at apartment and office moving, you will need to involve 1-2 responsible assistants who will help you with the transfer of things. It is better if they are experienced movers who know how to properly pack fragile things, how to transport an antique cabinet and lower the piano from the 12th floor.

2) Real estate agent

Private realtors with extensive practice receive for every transaction from 30 to 100 thousand rubles. and higher. They do not need to share with the agency, and they put all the profits only in their own pocket.

The real estate agent's job is to mediate between the seller and the buyer of the property (or the landlord and the tenant).

3) Hairdresser services

In Moscow, a private hairdresser with an established client base earns from 150,000 rubles monthly. Average price tag for one haircut - reaches 3-5 thousand rubles... If you are involved in the sale of cosmetics along the way, income will grow by another 10-50%.

Working from home is convenient and profitable - you save on rent

Real example

My hairdresser novel, whose hair I have been cutting for many years, works in an ordinary apartment on the 1st floor in a new building, which he bought and uses as a hairdressing salon - he no longer pays anyone for rent. This was not always the case - earlier he rented a commercial space in a busy part of the city and gained clients.

In addition to haircuts, he offers customers the products of several network companies in demand, and recently installed a massage bed!

For novice hairdressers, stylists, makeup artists, the main problem is finding clients. The Internet simplifies the task: advertise your services on social networks, blogs, forums and gradually acquire a regular clientele.

4) Writing texts

I could write a separate article about this type of earnings, since I have been earning in this way for many years in a row.

To become a sought-after copywriter, you need to be able not only to deftly put words into sentences, but sentences into phrases. Necessary study the market conditions and learn how to position yourself correctly.

The beauty of being a copywriter is that there are no limits to perfection. The amount of earnings depends only on your hard work and desire.

5) Repair of clothes and shoes

It is much cheaper to repair a good thing than buying a new one. In times of crisis (and they are evident in modern Russia), the demand for the services of private workshops increases many times over.

Business requires minimal investment - professional tools, inexpensive equipment, consumables.

6) Opening a car wash in the garage

If your garage is located near busy highways, a car wash, a small tire service or a car service will be a very profitable investment. It will be necessary to bring water supply to the room and install a sewer drain.

7) Tutoring

Are you fluent in English? Can you play the ukulele? Do you teach physics and can you prepare a student for the Unified State Exam? Take up tutoring. Any knowledge and skills are your capital. Tutor's average bill - 500 rubles at one o'clock.

The most difficult stage is the initial one. But if you find the first clients, the next ones will come by recommendations. Old good word of mouth will work for you.

Video Tips for Beginner Tutors:

8) Growing vegetables and fruits

One greenhouse produces several harvests per year. In addition to the sale of fresh vegetables and fruits, additional income is generated by freezing, processing and canning. People always need this product. The main thing is to find stable sales channels.

9) Earnings on your website

Your own website is an asset with unlimited potential... Income Items - Advertising of all varieties, affiliate programs, direct sales. Your earnings will depend on the successful promotion of the resource and its popularity among the inhabitants of the digital universe.

Website promotion in search engines is too broad a topic to talk about in vain. The only advice: use the services of professional agencies and resources dedicated to optimization and promotion.

Do you want without investment right now? Read a dedicated article on our website.

4. Where to get money to start a business - 4 main sources

A question that is relevant for thousands of aspiring entrepreneurs - where to get finance for the launch of the project?

Let's talk about sources.

1) Personal savings

The easiest and most reliable way is to invest your own savings in the business.

Experienced people advise not to use all assets, but only free funds, the loss of which will not affect the well-being of your family.

2) Bank loan

The most risky option. Loan fees can eat up all the profits... And if the project fails, you run into debt. So I advise you to contact the bank only if other possibilities of extracting funds have been exhausted.

3) Subsidy from the state

Most preferred source and least readily available. The state only subsidizes carefully designed and thought out projects with a business plan and a calculated budget.

If you want to raise public funds, contact your city Entrepreneurship Development Center, Business Incubator or similar institution. Is there some more Technoparks at universities and research institutes that help to introduce high-tech developments into practice.

4) Attracting investors

Investors are looked for on special investment platforms or in any other way. Both private traders (business angels) and legal entities give money for promising projects.

But they invest their funds in the project on certain conditions - to enter into a share, to receive some percentage of the profit.

Financial sources comparison table:

№	Source	Conditions for receiving	Nuances
1	Personal savings	Everything depends on you	Build a financial cushion, then invest
2	Bank Loans	Banks rarely sponsor start-up entrepreneurs - a detailed business plan is needed	Interest on loans can eat up all the profits
3	State subsidies	Similar to the previous one: you need a promising project	Subsidies are given free of charge, that is, for free
4	Investors	You must convince the investor that your cause is right	Investors give money on certain conditions

5.7 common reasons why you can't get rich

“Why doesn't it work out for me? Doing everything right, spinning like a hamster in a wheel, but still no wealth? "

This question is asked by 9 out of 10 beginning businessmen. Let's figure it out.

Reason 1. Spraying on multiple activities at once

We live in a world of narrow specializations. "Universal Internet Business Specialist" is a synonym, if not of a slacker, then of a non-professional. Choose a narrow niche and master it in detail and carefully, taking into account every nuance.

Reason 2. The desire to get rich quick

Becoming the next Steve Jobs or Warren Buffett will not work right away. Patient and forward-thinking thrive in business.

Even the lottery is won mainly by those who fill out tickets for years and believe in their win-win system.

Reason 3. Overestimation of capabilities and abilities

A sober approach, especially with financial assets, is the foundation of success. Overestimation of forces at the start of a project is fraught with failure. To mitigate risks, draw up a professional business plan and / or consult with experienced associates.

Reason 4. Using fraudulent schemes

It is not so easy to become a fraud, gentlemen. Happy and lucky crooks are more a cinematic myth than the prose of life. And then, living by deception is a difficult test for the psyche. Not everyone can stand it. And from the point of view of the Criminal Code of the Russian Federation, engage in fraud NOT GOOD.

Reason 5. Worries about a failed project

Many of today's successful businessmen of our time started out with failures. Some unsuccessful projects have even more than successful ones. Bill Gates, Steve Jobs, Richard Branson started with failures.

Steve Jobs, too, overcame failure, like all successful entrepreneurs.

If it didn't work the first time, then the next time you won't repeat the same mistakes.

Reason 6. Lack of a clear work schedule

Professional time management will increase your productivity several times. And vice versa - the irrational use of time will rot in the bud the most promising undertakings.

Read more in our topical on managing your time.

Reason 7. Lack of craving for self-development

Competitors are on the alert. Even at night. If you do not have the desire to become the best in your field, to get to the very bottom, to create a new standard in your field, your business will sooner or later wither.

Good, for those who wish to develop and improve, all roads are open... There is a ton of excellent literature on all lines of business. And on the Internet you will find a lot of useful information on any questions you are interested in.

There are entire business schools where people are taught entrepreneurship. For example, "" is a business school, about which we have already written in detail earlier.

Advice is quite ordinary, but few people follow it. Become an exception and you will have a kilometer head start.

Financial literacy for a self-employed person is the foundation of the foundation. How to raise? Read books, watch video tutorials, attend seminars and business classes in your city.

Examples of useful literature: Bodo Schaefer, " The path to financial freedom", Robert Kiyosaki" Cash flow quadrant", George Clayson" Richest man in Babylon».

Tip 2. Always have multiple sources of income

Business is a risky business. Even companies with billions of dollars in turnover can go bankrupt, and the banks in which you keep your savings can burst. Therefore, do not keep all your eggs in one basket.

Organize additional income. For example, invest some of your profits in stocks, bonds, precious metals or mutual funds.

Investing in quality education is the world's most promising investment. Money is depreciating, stock markets are crashing, economic models are collapsing, but your skills and knowledge are accumulating and becoming more effective.

Tip 4. Create the right environment around you

Tell me who you are friends with and I'll tell you how much money you have.

The aphorism is homegrown, but it fully reflects the essence of the issue.

Successful, positive, prosperous people create an appropriate atmosphere around them. Being with them in the same emotional and spiritual field, you yourself progress. Tested in practice.

This applies not only to people, but also to the information around you. Modern man himself chooses which signals from the outside to receive. To get started, stop going to social networks 100 times a day, watching stupid entertainment shows and news of the "everything is bad" format. Better to spend this time on sports and self-development.

Rest - yes, procrastination - no. Time is your greatest asset and must be managed with the zeal of a lean farmer.

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